Are you self- employed or an employee, do you know how long your employer pays you in the event of being out of work due to an illness.

Your income is undeniably your greatest asset and it pays for everything, from the weekly grocery shopping bill to the monthly mortgage payment.

If you were prevented from working due to illness or injury, how long would you and your dependents, cope financially?

Income protection is designed to protect your income throughout your working life, if at any stage, you were to suffer an illness or injury.

There would be an initial deferred period of normally 13, 26 or 52 weeks before you would receive an income and we can assist you in recommending which is the most suitable deferred period for you, when commencing the policy. The minimum deferred period is 4 weeks.

As stated, Income Protection is designed to cover you in the event of being out of work due to an illness or injury, this policy does not cover you in the event of redundancy.

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